Skoda Octavia 5.9% APR Representative PCP Offer

The Skoda Octavia 5.9% APR Representative PCP offer gives you a flexible way to drive this practical and well-equipped model with fixed monthly payments over an agreed term.

With Personal Contract Purchase (PCP), you can choose an initial deposit, spread the remaining balance and decide at the end of the agreement whether to return the vehicle, part exchange, or purchase it by making the optional final payment.

Octavia 5.9% APR Representative PCP Offer

Škoda Octavia on 5.9% APR Representative 1, £3,500 towards your finance deposit on Solutions PCP and a £349 Service Plan. 2

1.Indemnities may be required. Ordered by 31/03/26. Škoda Financial Services.

2.Service plan covers first 2 consecutive services.

Why choose the Skoda Octavia on PCP?

The Skoda Octavia is a popular choice thanks to its spacious interior, efficient performance and advanced technology. It is designed to suit everyday driving as well as longer journeys, offering a refined and comfortable experience for drivers and passengers.

A Representative APR helps you understand the overall cost of borrowing, combining interest and any applicable fees into a single percentage figure, making it easier to compare finance options.

About this finance offer

This Skoda Octavia 5.9% APR Representative PCP offer is available on selected models and is subject to availability and finance approval. Terms and conditions apply and offers may be withdrawn or amended at any time.

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Skoda Octavia 5.9% APR Representative PCP – Frequently Asked Questions

What does 5.9% APR Representative mean?

Representative APR is a guide to the overall cost of credit, shown as a percentage. It includes the interest rate and any applicable fees, helping you compare finance products more easily.

What is a PCP agreement?

Personal Contract Purchase (PCP) is a finance agreement where you make monthly payments over a set term, with an option at the end to return the vehicle, part exchange, or purchase it by paying the optional final payment.

Will I own the Skoda Octavia at the end of the agreement?

Not automatically. Ownership is only available if you choose to make the optional final payment at the end of the PCP agreement.

Is this offer available for a limited time?

Yes. Manufacturer finance offers are time-limited and subject to availability, so early enquiry is recommended.

Can I arrange a test drive?

Test drives can be arranged subject to availability, allowing you to experience the Skoda Octavia before making a decision.

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Please note

At the end of the agreement there are three options: i) pay the optional final payment and own the vehicle; ii) return the vehicle: subject to excess mileage and fair wear and tear, charges may apply; or iii) replace: part exchange the vehicle.

5.9% APR PCP Offer

1. With Solutions Personal Contract Plan. 18s+. Subject to status. From participating Retailers. Indemnities may be required. Ordered by 05 January 2026. Subject to changes in vehicle or equipment prices. May be varied or withdrawn at any time. Freepost Škoda Financial Services.

2. Service plan covers first 2 consecutive services limited to 1 x Oil Service and 1 x Oil and Inspection Service with pollen filter.

Company Info

Company Information

Ingram Motoring Group Limited, 2 Wheatpark Place, Heathfield Road, Ayr, Ayrshire, KA8 9RT

Reg Office: 37 Portland Road, Kilmarnock, KA1 2DJ

Reg. Company Number: SC055121

VAT Reg. No. GB 264 9333 40

FCA No 680898

Ingram Motoring Group Ltd trading as Drive Ingram is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Ingram Motoring Group Ltd trading as Drive Ingram to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.

We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.

Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.

Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

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