
Volkswagen New Car Finance Offers | T-Roc
The Volkswagen T-Roc line-up delivers confident SUV design, intelligent digital technology and versatility for life in Ayrshire. From efficient petrol engines to sporty R-Line dynamics, there’s a T-Roc to suit every driver. Discover offers and book your test drive today at Ingram Volkswagen Ayr.
Designed for practicality and ease, the T-Roc Life pairs modern styling with user-friendly tech. Rear parking sensors, a digital cockpit and App-Connect keep every journey through Ayr and Prestwick smooth and connected. Enjoy affordable finance and everyday value with Ingram Volkswagen Ayrshire.
| Model | Engine & Transmission | Retail Cash Price (£) | Volkswagen Contribution (£) | Customer Deposit (£) | Total Deposit (£) | Contract Duration (Months) | Monthly Payment (£) | Optional Final Payment (£) | Option to Purchase Fee (£) | Total Amount Payable (£) | Total Amount of Credit (£) | Representative APR (%) | Rate of Interest (Fixed %) | Annual Mileage | Excess Mileage Charge (p/mile) | Deposit Contribution Offer |
| T-Roc Life | 1.0 TSI 115PS 6-speed Manual 5 Door | 29650 | 2500 | 4447.5 | 6947.5 | 48 | 340.96 | 11248.2 | 10 | 34230.82 | 22702.5 | 6.9 | 6.85 | 10000 | 4.78 | 6.9% APR & £2,500 Deposit Contribution |
| T-Roc Life | 1.5 TSI 150PS 7-speed DSG 5 Door | 32960 | 2500 | 4944 | 7444 | 48 | 380.05 | 12812.4 | 10 | 38128.75 | 25516 | 6.9 | 6.85 | 10000 | 7.20 | 6.9% APR & £2,500 Deposit Contribution |
At the end of the agreement there are three options: i) pay the optional final payment and own the vehicle; ii) return the vehicle: subject to excess mileage and fair wear and tear, charges may apply; or iii) replace: part exchange the vehicle. With Solutions Personal Contract Plan. 18s+. Subject to availability and status. Ordered by 15th December 2025 from participating Retailers. Exclusions may apply. Indemnities may be required. Subject to changes in vehicle or equipment prices. Not available in conjunction with any other finance offer and may be varied or withdrawn at any time. Freepost Volkswagen Financial Services.
The T-Roc Match enhances the SUV’s appeal with upgraded alloys, ambient lighting and adaptive cruise control. A perfect companion for weekend drives around Troon and Ayrshire coast, it offers comfort with flair. Discover tailored finance options now at Ingram Volkswagen Ayr.
| Model | Engine & Transmission | Retail Cash Price (£) | Volkswagen Contribution (£) | Customer Deposit (£) | Total Deposit (£) | Contract Duration (Months) | Monthly Payment (£) | Optional Final Payment (£) | Option to Purchase Fee (£) | Total Amount Payable (£) | Total Amount of Credit (£) | Representative APR (%) | Rate of Interest (Fixed %) | Annual Mileage | Excess Mileage Charge (p/mile) | Deposit Contribution Offer |
| T-Roc Match | 1.0 TSI 115PS 6-speed Manual 5 Door | 29825 | 2500 | 4473.75 | 6973.75 | 48 | 338.98 | 11548.8 | 10 | 34464.61 | 22851.25 | 6.9 | 6.85 | 10000 | 4.78 | 6.9% APR & £2,500 Deposit Contribution |
| T-Roc Match | 1.5 TSI 150PS 6-speed Manual 5 Door | 31395 | 2500 | 4709.25 | 7209.25 | 48 | 357.59 | 12286.8 | 10 | 36312.78 | 24185.75 | 6.9 | 6.85 | 10000 | 7.20 | 6.9% APR & £2,500 Deposit Contribution |
| T-Roc Match | 1.5 TSI 150PS 7-speed DSG 5 Door | 33135 | 2500 | 4970.25 | 7470.25 | 48 | 377.7 | 13132.8 | 10 | 38364.95 | 25664.75 | 6.9 | 6.85 | 10000 | 7.20 | 6.9% APR & £2,500 Deposit Contribution |
The T-Roc Style trim blends refinement with practicality, offering enhanced comfort seats, ambient interior lighting and upgraded assistance systems. Ideal for commuting through Ayr and Glasgow corridor, it’s the SUV that adapts to every journey.
| Model | Engine & Transmission | Retail Cash Price (£) | Volkswagen Contribution (£) | Customer Deposit (£) | Total Deposit (£) | Contract Duration (Months) | Monthly Payment (£) | Optional Final Payment (£) | Option to Purchase Fee (£) | Total Amount Payable (£) | Total Amount of Credit (£) | Representative APR (%) | Rate of Interest (Fixed %) | Annual Mileage | Excess Mileage Charge (p/mile) | Deposit Contribution Offer |
| T-Roc Style | 1.5 TSI 150PS 6-speed Manual 5 Door | 34085 | 3000 | 5112.75 | 8112.75 | 48 | 383.53 | 13220.1 | 10 | 39368.76 | 25972.25 | 6.9 | 6.85 | 10000 | 7.20 | 6.9% APR & £3,000 Deposit Contribution |
| T-Roc Style | 1.5 TSI 150PS 7-speed DSG 5 Door | 35825 | 3000 | 5373.75 | 8373.75 | 48 | 403.99 | 14047.2 | 10 | 41418.48 | 27451.25 | 6.9 | 6.85 | 10000 | 7.20 | 6.9% APR & £3,000 Deposit Contribution |
STYLE EDITION
| Model | Engine & Transmission | Retail Cash Price (£) | Volkswagen Contribution (£) | Customer Deposit (£) | Total Deposit (£) | Contract Duration (Months) | Monthly Payment (£) | Optional Final Payment (£) | Option to Purchase Fee (£) | Total Amount Payable (£) | Total Amount of Credit (£) | Representative APR (%) | Rate of Interest (Fixed %) | Annual Mileage | Excess Mileage Charge (p/mile) | Deposit Contribution Offer |
| T-Roc Style Design | 1.0 TSI 115PS 6-speed Manual 5 Door | 33465 | 3000 | 5019.75 | 8019.75 | 48 | 369.57 | 13284 | 10 | 38683.54 | 25445.25 | 6.9 | 6.85 | 10000 | 4.78 | 6.9% APR & £3,000 Deposit Contribution |
| T-Roc Style Design | 1.5 TSI 150PS 6-speed Manual 5 Door | 35085 | 3000 | 5262.75 | 8262.75 | 48 | 389.3 | 14017.5 | 10 | 40587.35 | 26822.25 | 6.9 | 6.85 | 10000 | 7.20 | 6.9% APR & £3,000 Deposit Contribution |
| T-Roc Style Design | 1.5 TSI 150PS 7-speed DSG 5 Door | 36825 | 3000 | 5523.75 | 8523.75 | 48 | 409.38 | 14865.3 | 10 | 42639.91 | 28301.25 | 6.9 | 6.85 | 10000 | 7.20 | 6.9% APR & £3,000 Deposit Contribution |
The T-Roc R-Line delivers athletic styling with performance character. Lowered sports suspension, R-Line bodykit and a driver-focused cockpit bring a dynamic edge to drives across Ayrshire and beyond. Take the wheel at Ingram Volkswagen Ayr.
| Model | Engine & Transmission | Retail Cash Price (£) | Volkswagen Contribution (£) | Customer Deposit (£) | Total Deposit (£) | Contract Duration (Months) | Monthly Payment (£) | Optional Final Payment (£) | Option to Purchase Fee (£) | Total Amount Payable (£) | Total Amount of Credit (£) | Representative APR (%) | Rate of Interest (Fixed %) | Annual Mileage | Excess Mileage Charge (p/mile) | Deposit Contribution Offer |
| T-Roc R-Line | 1.5 TSI 150PS 6-speed Manual 5 Door | 35775 | 3000 | 5366.25 | 8366.25 | 48 | 393.32 | 14565.6 | 10 | 41427.89 | 27408.75 | 6.9 | 6.85 | 10000 | 7.20 | 6.9% APR & £3,000 Deposit Contribution |
Sleek dark detailing, gloss-black trim and bold alloy wheels make the T-Roc Black Edition instantly recognisable. Premium interior finishes and advanced driver aids combine sophistication with substance on every Ayrshire road.
| Model | Engine & Transmission | Retail Cash Price (£) | Volkswagen Contribution (£) | Customer Deposit (£) | Total Deposit (£) | Contract Duration (Months) | Monthly Payment (£) | Optional Final Payment (£) | Option to Purchase Fee (£) | Total Amount Payable (£) | Total Amount of Credit (£) | Representative APR (%) | Rate of Interest (Fixed %) | Annual Mileage | Excess Mileage Charge (p/mile) | Deposit Contribution Offer |
| T-Roc Black Edition | 1.5 TSI 150PS 6-speed Manual 5 Door | 36775 | 3000 | 5516.25 | 8516.25 | 48 | 403.08 | 15148.8 | 10 | 42619.81 | 28258.75 | 6.9 | 6.85 | 10000 | 7.20 | 6.9% APR & £3,000 Deposit Contribution |
The flagship T-Roc Black Edition Plus adds luxury touches, enhanced safety systems and digital upgrades for a truly premium experience. Its distinctive black styling and advanced features make it the top choice for drivers across Ayr, Troon and the wider Ayrshire region.
| Model | Engine & Transmission | Retail Cash Price (£) | Volkswagen Contribution (£) | Customer Deposit (£) | Total Deposit (£) | Contract Duration (Months) | Monthly Payment (£) | Optional Final Payment (£) | Option to Purchase Fee (£) | Total Amount Payable (£) | Total Amount of Credit (£) | Representative APR (%) | Rate of Interest (Fixed %) | Annual Mileage | Excess Mileage Charge (p/mile) | Deposit Contribution Offer |
| T-Roc Black Edition Plus | 1.5 TSI 150PS 6-speed Manual 5 Door | 36775 | 3000 | 5516.25 | 8516.25 | 48 | 392.44 | 15721.2 | 10 | 42692.13 | 28258.75 | 6.9 | 6.85 | 10000 | 7.20 | 6.9% APR & £3,000 Deposit Contribution |
| T-Roc Black Edition Plus | 1.5 TSI 150PS 7-speed DSG 5 Door | 38515 | 3000 | 5777.25 | 8777.25 | 48 | 412.9 | 16548.3 | 10 | 44741.85 | 29737.75 | 6.9 | 6.85 | 10000 | 7.20 | 6.9% APR & £3,000 Deposit Contribution |
At the end of the agreement there are three options: i) pay the optional final payment and own the vehicle; ii) return the vehicle: subject to excess mileage and fair wear and tear, charges may apply; or iii) replace: part exchange the vehicle. With Solutions Personal Contract Plan. 18s+. Subject to availability and status. Ordered by 15th December 2025 from participating Retailers. Exclusions may apply. Indemnities may be required. Subject to changes in vehicle or equipment prices. Not available in conjunction with any other finance offer and may be varied or withdrawn at any time. Freepost Volkswagen Financial Services.
Important information : Ingram Motoring Group Ltd trading as Drive Ingram is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Ingram Motoring Group Ltd to act as a credit broker, not as a lender, for the introduction to a limited number of finance providers and to act as an agent on behalf of the insurer for insurance distribution activities only. We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes Volkswagen Financial Services. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to Volkswagen Financial Services, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and Volkswagen Financial Services also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the finance agreement is executed. All finance applications are subject to status, terms and conditions apply. UK residents only, 18s or over. Guarantees may be required.
^ Prices listed are Volkswagen UK’s recommended On The Road (OTR) retail price. Actual prices are set by Volkswagen authorised retailers in their sole discretion – always obtain these prices from your chosen Volkswagen Retailer. Your contract is always with the Volkswagen Retailer. Volkswagen UK’s recommended OTR includes: delivery charge, number plates, new vehicle registration fee, the first year's Vehicle Excise Duty and VAT (calculated at 20%). Images shown may not reflect base specification and depict optional cost options.
Every effort has been made to ensure the accuracy of the information above. Prices are taken from the Volkswagen website - this website contains a large number of products and it is always possible that, despite our best efforts, some of the products listed may be incorrectly priced. Volkswagen may change prices at any time (this includes where there are government changes in regulation and/or legislation). There may be a delay to any price displaying correctly on our materials and it is always possible that, despite our best efforts, some vehicles may be incorrectly priced. Always check prices with your local retailer.